Guide
Nested buckets, per-bucket instructions, amount vs. percentage types, and more. Here's what you can do.
Every bucket has both a percentage field and an amount field. Enter either one and we'll calculate the other.
If you know you want to save $500 every time you get paid, enter that as an amount. If you want 20% of your income going to savings, enter the percentage. Either way works.
The bucket type matters when you log income. A percentage bucket adapts to whatever income you enter (20% of $3,000 = $600, 20% of $5,000 = $1,000). An amount bucket stays fixed no matter what ($500 is always $500). The other field is just calculated for reference.
Tip: If you type a number over 100 in the percentage field, we'll ask if you meant to enter a dollar amount instead.
The income field at the top of the bucket builder lets you preview what each bucket gets for a given income. Type in a number and watch the amounts update.
This won't log anything or create any transactions. It's just for planning. Try entering a recent income amount to make sure the split looks right.
Any bucket can have sub-buckets. For example, your 20% "Future" bucket could break down into:
The sub-buckets split their parent's share, not your total income. So if "Future" gets $400, Emergency fund gets $240, Investments gets $100, and Vacation gets $60.
How to add them: Open a bucket's menu (the three dots) and tap "New bucket."
Tip: Start simple. You can always add nesting later as your system gets more specific.
You can create more than one bucket set. This is useful if you have different income sources that need different splits, or if you want to experiment with a new setup without losing your current one.
How to use them: Open the menu (three dots next to the bucket set name) to create, load, or duplicate bucket sets.
When you log income, it uses your most recently used bucket set. To pick a different one, expand "More options" in the income dialog and select the bucket set you want.
Add notes to any bucket so you know exactly what to do on payday. These show up as a help icon on your transactions when you log income.
Good instructions are specific. Instead of "Put this in savings," try "Transfer to Marcus HYSA (ending 4521)."
How to add them: Open a bucket's menu and tap "Instructions."
Tip: Include the account name and last four digits so you don't have to look it up every time.
By default, every bucket creates a transaction when you log income. But you can control this per bucket.
How to change them: Open a bucket's menu to find these toggles.
Ready to try it out? ← Back to your buckets or start your free trial.