Instead of moving a fixed dollar amount, move a fixed percentage of every paycheck into each account: investments, your emergency fund, savings goals, and fun money. Here's why that works better than it sounds.

1. Scales with your income

As your earnings grow, your contributions grow. Get a raise, and 10% to investments means more actual dollars invested without you changing a thing. This is especially powerful for people with income that changes. The percentages work the same whether you earn $2,000 or $7,000 in a given month.

2. Fits a small paycheck too

Percentages flex down as well as up. If a slow week brings in $1,500, 10% to investments is $150 and everything else still fits. You never have to skip a payday because your numbers were set for a bigger one.

3. Handles unexpected income

Windfalls, bonuses, or side gig payouts fit seamlessly into your payday routine. Each dollar gets split the same way, so a bonus moves your investments and goals forward too.

If you spend less than usual, you can easily run the extra cash through your routine too!

4. Easy benchmarking

Percentages make it simple to compare yourself with others or with recommended guidelines. Saving 20% is a universal benchmark whether you earn $40k or $400k.

Wealthsplitter does the math for you: enter what you got paid, and it tells you exactly how much to move into each account. Your stats show what you've put toward investments, your emergency fund, and goals over time.