A budgeting app for moving money on payday
Got these accounts?
- Checking
- Savings
- Taxes
- Fun money
- Emergency fund
- Investments
- Checking
- Savings
- Taxes
- Fun money
- Emergency fund
- Investments
Wealthsplitter tells you exactly how much of every paycheck to move into each one. Four minutes on payday, and every dollar is organized so it's there when you need it.
Works with irregular paydays and amounts. No bank connection. No expense tracking.
A real system getting built: investments, savings goals, the works (1 min)
No credit card required
35-day free trial, then $9.99/mo or $79/yr
"It takes guesswork out of the picture, can be customized (even as I grow) and I can now focus on what is important and what I am good at. Super simple, super effective.- Melissa O., Owner, Interior Design
Built from the accounts you already have
No new bank, nothing to open, no categories to invent. Your system is your real accounts:
- Checking: Keeps enough to cover the bills, and not a dollar more than it needs.
- Savings: Gets its cut every payday, before you have a chance to spend it.
- Taxes: Set a percentage once and stop guessing what you owe.
- Fun money: Set aside for guilt free spending.
- Emergency fund: Fills up in the background, a slice at a time.
- Investments: Gets fed every payday, not just when you remember.
Different accounts? Use percentages or fixed amounts, split as fine as you need, and change it any time.
What payday looks like
- Money lands. Enter the amount.
- Wealthsplitter applies your system. See the exact dollars to move to each account.
- Make the transfers at your bank and check each one off as you go.
It takes four minutes. Bills covered, goals fed, fun money set aside. It's all there when you need it. The balance is your budget.
Get your scorecard
Every split you log builds your track record: what landed, where it went. Over time, that's your system's results: what you actually put toward savings, debt, and investments this year. See what's working, adjust as life changes.
No credit card required
35-day free trial, then $9.99/mo or $79/yr
Why this sticks when budgets don't
Tracking every dollar is a part-time job, and most people don't stick to it long term. Winging it is stressful.
Wealthsplitter is the middle: make your system once, and when money lands, follow it. No thinking. Your money is tidy when you need it.
It's the same setup money coaches and financial planners build for their clients: every dollar split, and your money organized the day it arrives.
Like putting your keys away right when you walk in the door.
This method isn't new
This is a "Pay yourself first" system. This idea goes back to The Richest Man in Babylon in 1926. Elizabeth Warren wrote 50/30/20. Mike Michalowicz wrote Profit First. Ramit Sethi calls it the Conscious Spending Plan. The core idea: your money gets split the day it arrives, then it's there when you need it.
Tens of thousands of people run this method, and Wealthsplitter is finally here to support it.
Tidy.
Frequently asked questions
Do I need all six accounts?
No. Start the splitting habit now, with what you have. Checking and savings is plenty, and you can add the rest as your goals evolve.
What if my income is different every time?
We split by percentages, so it's handled. A $2,000 payday and a $10,000 payday split themselves with the same system, and you always see exact dollar amounts.
Why no bank connection?
It's overkill. You enter one number on payday, so Wealthsplitter never needs your bank password, your balances, or your transactions. Your money stays between you and your bank.
No credit card required
35-day free trial, then $9.99/mo or $79/yr