Wealthsplitter

Achieve your financial goals. Even with irregular income.

Wealthsplitter is a budgeting app based on percentages, which means it's perfect for irregular income. Log your earnings, Wealthsplitter calculates the amounts to allocate based on your goals.

7-day free trial, then $3.25 USD/month (billed annually)

30 day money back guarantee.

Secure payment with Stripe. All major credit cards accepted.

A screenshot of Wealthsplitter with Ramit Sethi's conscious spending plan set up with an income of $5,500A screenshot of Wealthsplitter's stats screen with a user who has earned $160k over the past year
"It's very helpful since my income varies month to month. It's such a neat tool. - Early Wealthsplitter user
"It's so, so cool. This is amazingly helpful. - Early Wealthsplitter user

Why I built Wealthsplitter

I had irregular expenses and freelancing income, so the amount to manage changed month to month. I got tired of figuring out how much money to put in each of my savings buckets every time I got paid.

Me at a friend's wedding in Banff in 2023Me at a friend's wedding in Banff in 2023

At first, I made a simple spreadsheet to help me. Then I saw other people online looking for the same kind of help. So I turned this spreadsheet into an app. It started just as a way to split up my income easily. Now it's growing into a tool that helps you set money goals and set up a system to reach them.

Wealthsplitter is built by just me in Victoria, British Columbia, Canada 🇨🇦.

I've been building software products and leading high performing software teams for over 15 years. With Wealthsplitter, you'll get a carefully designed, stable, affordable system. I don't have any investors, just my customers.

I'd be so happy to have you as one of them.

7-day free trial, then $3.25 USD/month (billed annually)

30 day money back guarantee.

Secure payment with Stripe. All major credit cards accepted.

How does it work?

Create buckets

Create some buckets, and enter the percentage of income or fixed amount you'd like to go to each bucket.

Log income and transactions

When you get income, log it. The app will create incomplete transactions automatically for you based on your buckets.

Complete those transactions when you move money IRL. This tracks your progress over time.

Track progress

Use helpful metrics and visualizations:

  • Total and average earned
  • Total and average deposited per bucket
  • Success rate per bucket
Wealthsplitter stats screen.

Create complicated systems

You can nest buckets.

For example, you could put 10% towards savings, and then part of that goes towards a down payment, and the rest goes towards a vacation.

Use many sets of buckets

Create as many sets of buckets as you need and easily switch between them.

Set up a plan for your spouse or friend. Or play with different strategies and see which you like best.

7-day free trial, then $3.25 USD/month (billed annually)

30 day money back guarantee.

Secure payment with Stripe. All major credit cards accepted.

Frequently Asked Questions

Does this work with regular income?

Yes. Wealthsplitter works with any type of income: regular paychecks, freelance work, small business income, etc.

Is this secure?

Yes. Your financial data is stored securely and is never shared with third parties. All data is encrypted in transit and at rest.

Does it connect to my bank?

No, Wealthsplitter doesn't connect to your bank accounts. You manually log your income and transactions. This keeps things simple and secure.

Can I cancel anytime?

Yes, you can cancel your subscription at any time. You'll continue to have access until the end of your billing period.

What happens after the free trial?

After your 7-day free trial, you'll be charged $3.25 USD/month (billed annually at $39). You can cancel anytime during the trial with no charge.

Do you offer refunds?

Yes, I offer a 30-day money back guarantee. If you're not satisfied, let me know and I'll refund your payment.

7-day free trial, then $3.25 USD/month (billed annually)

30 day money back guarantee.

Secure payment with Stripe. All major credit cards accepted.